SPX Relationship/Effect in % to “Top Performing Funds”

I rebalanced all my portfolio in August 29th 2014 and at that time the market was still at positive momentum.  Later I found out that I lost somewhere around 6% across all my holdings in mid October.  6% is not much when the amount is small but when your portfolio is already big, 6% is not a good number.

I was curious of the actual effect of S&P 500 towards the top performing funds, the results are in Table 1.

Disclaimer:
The information mentioned here is for educational purposes only.  Do not be influenced to invest on any funds mentioned below without doing your own comprehensive research.

SPXAnalysis-3Months-2014August-October.xlsm [33.5MB]
http://blindcaveman.wordpress.com/tag/finance/ 

Table 1: Date range: August 29th and October 17th: [45L]

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SPX Comparison 3Month-2014August-October

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SPX-Healthcare-3Month-2014August-October
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SPX-Fidelity Freedom Funds 3Month-2014August-October
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TRowe Price 3Month-2014August-October

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S&P 500
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Step by Step:
1. Get portfolio chart comparison-3 months
2. Get portfolio raw data-10 years
3. Identify funds which has a lower margin of safety
4. Get balance of portfolio at specific date August 29 2014
5. Get balance of portfolio at specific date October 17, 2014
6. Answer the following questions:
   A. % relationship of SPX to Portfolio when S&P 500 drops 116 points/ –6.18%
   B. Which fund posted the lowest margin of safety?
7. Repeat Step 1-7 every 3 months

Remembering You!

Dear Ate,
I did not realize how close we were when we were kids. These days, I have plenty of time contemplating about life and retirement and it so happen that when I tried to bring back my younger years, I remembered that we were staying together for 20 years or so. We shared the same kitchen and dinner table all those years.

Brittney and Brent are the same way and it seems that school life and personal goals starts to separate them apart. There are no more kids in the house. The same thing that happened to our family will also happen to our kids. They too will get busy with their own endeavors, therefore the gap begins to unfold.

Being unknown/distant to each other can be a good thing also – it creates an excitement on our part. I’m always excited and curious about you because of all the close people I have in my circle, you are the least to say random things.

I don’t call or email very often but I want you and everyone else at home to know that my heart belongs to my home and family. One day I will spend more time with everyone back home. I do miss home a lot (everyday) but I have to take care of some things here for now. Once the kids life are fully autonomous and self sustaining, then I will pack my bags and come home. It’s different to live in a country other than your own. I would say, despite the economic situations, calamities and infrastructure in our place, I’m still determined to spend my retirement in the tiny island.

How are you these days?

I just wanted to say happy birthday. I have to use a calculator to get it right.
2014 – 1964 = ? I’ll leave it blank for now.

Dongding

Regarding my health,( i know that you are going to ask), I’m fine and healthy. Please read my field report below, it determines the full status of my heart function. My cardiologist ordered me to delete my Effient medication a week ago and I hope that the change will not affect my health equilibrium. My cholesterol report came back last week but the nurse failed to say the exact #, she just told me that my cardiologist’s advice after seeing the results – “keep doing what I’m doing”. Anyway, short report – I am healthy as I can be.

I dislike to say “stay healthy” since you are the one that went to medical school. I do hope that you too is taking care of your body.

https://blindcaveman.wordpress.com/2014/10/12/field-report-2014-outlaw-100-miles-day1561year4-2/

FIELD REPORT: 2014 Outlaw 100 Miles; Day1561/Year4.2

I’m on chapter 10 of the book called Thinking, Fast and Slow [google search] and I had a dilemma at the start of the Outlaw 100.  Notice also that I’ve studied MLA [Myopic Loss Aversion] lately and was able to understand why people are “risk averse”, aversion is “a feeling of in intense dislike”. We tend to avoid risks most of the time.  We have this “comfort zone” and we love to stay there for as long as we want to. “Hey, I just wanted to play/be safe”,  those are our normal comments when facing an ordeal or a critical decision opportunity. 

Please click the two links that I mentioned above and dwell on the subject for a long while and try to understand System1 and System2.  You can get the paperback copy of the book  from Amazon for $9.99. I would say that I wish I’ve known the subject when I was in my 20’s.  Being 48 is not too late yet, so I must start fighting MLA now – whatever it takes and whatever is the subject.

Back to my Outlaw 100 topic, I’ve trained all year for this event, I’ve done 56miles bike ride every week and had been primed to continue the tradition of doing 100 Miles every year as part of my heart recovery program.  For those of you who don’t me yet, I became a cardiac patient in December of 2008, I was 42 when I had my heart attack, that was my Stent#1, Stent#2 followed in July of 2010, and it’s been Day 1561 since my trip to the cardiac cath lab in 2010.  I was already a very active cyclist and swimmer years before the cardiac event happened.  I thought at first that being a cardiac patient will cripple my mind to avoid doing what I love – cycling, swimming and occasionally running.  But then the trend became opposite  of what I expected.  I became a risk taker.  I figured out that I’m already considered as “damaged good” and there is no other way but “up” in my situation. If I stay in bed/home all day and be safe, what is the value to that?  But…what if I do something opposite and take all the risks that I’m presented to, what do you think will happen?  This is the story of my life. 

Disclaimer: Please do not mimic my actions. ;-( )

Dilemma at the start of the Outlaw 100:
1. Heavy rains and lightning at 0800, the start of the ride.
2. Outlaw 100 sponsor hinting the participants of a delayed start at 10pm and possibly cancel the event.
3. I had 2 water bottles to last 100 miles
4. I had 3 clif bars and 3 powergels to feed myself of the entire 100 miles journey

My decision:
1. Start at 0830 solo ride
2. Face the heavy rain and possible lightning
3. Conserve food and water for 100 miles [roughly 7-8 hours]

Outcome:
1. Finished the 100 miles solo ride safely
2. Satisfaction of doing the 100 miles solo, the event was cancelled,  I did not know this until my arrival at the finish line at 1600, no one was there.

Conclusion:
1. Take risk sometimes, you will never know the outcome until you get out from your comfort zone. The rain stopped pouring on the second hour, which made the ride so enjoyable because of the cooler temperature and very gentle wind speed.

2. Don’t over think the situation. If your objective of the day is finish the 100 miles, do it anyway even if the whole world is against you.

3. Patience and persistence is a must have when placed in a difficult situation.  Press on no matter what.  The greatest mistake one can make – giving up.

Detailed Field Report 

DATE: 20141011
DURATION: 7hours and 51 Minutes
WHO: Me
WHAT: 2014 Outlaw 100 Bike Ride [view info]
WHERE: Start/Finish Old Settler Park, Round Rock, TX USA.
HOW: By Bike
Total Miles=103 Miles
Average Speed=14.0 mph
Total Time= 8hours [computer]
Total Time on the road= hours [stopwatch]
Gatorade Consumed= 4 bottles
Clif Bar consumed=3
Power Gel consumed=3
Cups of pickle juice=NONE [event was cancelled, no refreshment at rest stops
No. of flat tires=NONE
No. of accidents=NONE
Muscle Cramps=NONE
Chest Pain=NONE
Raindrops=First hour heavy downpour
Post Ride Meal=bagel and coffee
Average Heart Rate= 115
Maximum Heart Rate= 140
BP before the ride=150/95, 50 bpm
BP after the ride=105/65, 68 bpm
Days after Myocardial Infarction [Stent #1]-2116 days/5.8 years [20081222]
Days after Stent #2-1561 days/4.2 years [20100702]
Temperature=65’F

TIMELINE:
0500, End of Sleep,
0505, Pasta breakfast; Bagel, coffee
0715, Leave the house
0830, Mile 0, start of 100 Miles Bike Ride [I left at 0830, event was cancelled, solo ride for 100 miles]
0900, Mile15
1000, Mile 30
1100, Mile 45
1300, Mile 60
1400, Mile 75
1500, Mile 90
1600, Mile 100
1700, Nap
2000, Read
2400, Sleep

2014 Outlaw100 Ride Full Map [view map in pdf]
SwimBikeRun.xlsx
mapmyride

Related Posts:
cardiac-notes
rosedale
outlaw100

Notes/Pictures
Weather in Round Rock, 20141011, Raining at 0500
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Ride Map-100 Miles
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Lifetime Miles:
Stent #1-20081222
Stent #2-20100702
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20141011-2014Outlaw100 Album

Logistics
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The bike
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Outlaw 100 water bottle collection
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Outlaw 100 keychain collection
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Breakfast at 0500
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Early morning
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At Dell Diamond Parking lot, heavy downpour
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Empty rest stop #2, this is the Mile100/Mile65 decision time
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Very quite 100-mile journey
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At Mile50 with half of supplies.
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Red Outlaw100 marker = 100 Mile route
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Another lonely road at Mile 50
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Horizon worth seeing. Farming without people.
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At Granger Lake, Mile 60
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Water Station #7, Mile 75
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At Mile 75, water supply is very low, I still have 25 miles left to cover, roughly 1 hour and 30 minutes to go
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I purchased this 32oz Gatorade from a gas station to help me get through 25 miles
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End of ride, wet feet since Mile0.
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Bike condition at Mile 100
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101.84 Miles
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Mio Heart Rate Monitor on iOS8 micoach app
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MapMyRide Activity Log [data]
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2014 Color Run-Round Rock

Brent,
It’s only 5k but it is a good start.  May this event be the beginning of your Ironman career.  I’m logging it here because you will be the one to continue updating this journal and finish the story.

http://thecolorrun.com/ 
20141005-BrentColorRun-5K

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