Milestone: 1001996.67

1001996.67 20150318: Tuesday 2209
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Tools You Need
Top Fidelity Multual Fund Search
MyopicLossAversion-ReadMe First
JAGLX-2015ReportBinder.pdf
Simulator-PersonalFinance.xlsx

Evaluating Mutual Funds
NAV-EvaluatingMutualFundsCorrectly.pdf
1. Don’t use NAV to determine buy/sell
2. Use Morningstar Stock Analysis Rating – Star Rating [pick 5 stars only]
3. Pay attention of the Funds Objective and Strategy
4. Use Sharpe Ratio, > than is better
5. Use Standard Deviation, < than is better
6. Use R2, performance matched benchmark, 0 is better, 1 is matched
7. Use Beta, <1 is not sensitive to market [good], >1=sensitive to market
8. Use overall performance of $10,000.00 chart
9. Compare to S&P the $10,000 performance overtime
10. Use management fee information, <1 % is good.
11. Use 3year, 5year, 10year consistent performance
12. Use inception date information, older=better
13. Use fund manager tenure, older=better
14. Use turnover rate information, bigger value=more trading activity
15. Use No Load Information, never pay for any transaction

Book Reading List
Mindmap-BookSummary-ThinkingFastSlow
Mindmap-BookSummary-TheWarrenBuffetWay
Mindmap-BookSummary-25HabitsOfHighlySuccessfulInvestors
MindMap-Investing-12RulesOfInvesting
Mindmap-BookSummary-Mindset

Tags: Finance
https://blindcaveman.wordpress.com/tag/finance/

 

 

10-Year look at the market – S&P 500 Index, Health Care Index and JAGLX during the 2008 market crash
S&P 500 Index- dropped –37%
Health Care Index –23%
JAGLX  – 10%

 

 

10-Year look at the market – S&P 500 Index, Health Care Index and JAGLX Year 20150425
S&P 500 Index-increased by +79%
Health Care Index-Increased by +147% 
JAGLX-increased by +262%%

 

 Browser Bookmarks On Investing

1. BusinessWeek

2. Bloomberg

3. Business Insider

4. Morningstar

5. Forbes

6. SEC

7. MSN Money

8. JAGLX-Chart

9. SPX

ETrade

Fidelity

Fidelity20STDv

FidelityHealthcare

NetBenefits

MerrillEdge

OneAmericaLoneStar

SEC.gov | Company Search Page

JAGLX Info

TRowePrice

401(k) Frequently Asked Questions

Fidelity Investments: Site Search

Fidelity Learning Center: Fundamental Analysis Archive

How Should An 18-Year-Old Get Started In Investing?

Merrill Edge Learning Center – Investor Education > Creating an Investment Strategy

Download Calculator

Why Merrill Edge – Online Trading and Investing, Streamlined

Merrill Edge – Profile: .SPX – S&P 500 INDEX – Charts

Quote-TRowe Site

Bullbear Buffett Stock Investing Notes: Tools

DOW THEORY

The Intelligent Investor

The Graham Investor

Gajizmo – Personal Finance Advice

FedLoan By SLoan

Navient Bt SLoan

S&P 500® – S&P Dow Jones Indices

ReadMe Articles:
https://ucfocusonyourfuture.mysecurebenefitsportal.com/financialfitnesslibrary/resource/85
https://www.mysavingsatwork.com/taxexempt/assets/370190_FidelityBrokerageLink.pdf
https://www.fidelity.com/insights/investing-ideas/overview
https://www.fidelity.com/insights/investing-ideas/the-right-way-to-pick-a-mutual-fund
https://www.fidelity.com/insights/investing-ideas/7-stocks-for-the-next-15-years
https://www.fidelity.com/insights/personal-finance/4-key-numbers-in-your-financial-life
https://www.fidelity.com/insights/investing-ideas/how-life-stages-shape-investing
http://en.wikipedia.org/wiki/Rule_of_72
http://www.moneychimp.com/features/rule72.htm
http://www.moneychimp.com/features/rule72_why.htm
https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/compound-interest-tutorial/v/the-rule-of-72-for-compound-interest
What Are Mutual Funds
Type of Funds
Fidelity Mutual Fund Research
Top Fidelity Funds
Evaluating Investment Rate of Returns
Personal Rate of Return

Picking a Mutual Fund
Step 1: Determine why I want or need a new fund
Step 2: Find the funds or ETFs that meet my needs
Step 3: Learn the story of the fund
Step 4: Compare the fund to its peers, then check returns
Step 5: Choose the finalists, read the prospectuses, check with the analysts
Step 6: Check under the hood

Picking a Stock for Long Term Investments
[Not all stocks, however, are suitable long-term buys. A company you expect to be wedded to for 15 years should have six characteristics:]
1. a product that can endure and aren’t fads
2. a history of leaders who can adapt
3. a strong balance sheet
4. a benign competitive environment
5. a track record of innovation balanced by vigilance against taking on too much risk
6. a strategy that looks beyond the next year and certainly beyond the next quarter.

4 Key Financial Finance Health Index
Credit Score
Retirement Savings
Emergency Savings
Net Worth

Fidelity Account Health Checklist:
1. Check the current balance.
Go To Your Fidelity Account->Account & Trade Portfolio->Statements->View Online Statements->Select YTD->Click Retrieve Statement
2. Check the current Personal Rate of Return. [Do this in December of each year]
3. Understand Rule of 72. [use spreadsheet below to simulate]
4. Create a Brokerage Link Account to have more investing choices.
5. Get Top Performing Mutual Fund List
[Fidelity Fund List By Performance]
[ETrade Fund List Screener] Select-All Groups, Performance-5Year Top20, ShowMe 4-5 Stars, Check-NoLoad/No Transaction Fee, View Matches, Click Export to Excel
6. Exchange low performing funds from your research.
7. Fund Brokerage Account
8. Invest Brokerage Account with Top Performing Funds
9. Repeat Step 1 to Step 7 every 90 Days

Excel – Simulator-PersonalFinance.xlsx
https://dl.dropboxusercontent.com/u/80421698/Simulator-PersonalFinance.xlsx

Related Finance Topics:
https://blindcaveman.wordpress.com/tag/finance/

Netbenefits Health Check [individual performance]
1. Login to https://netbenefits.fidelity.com/NBLogin
2. Click the Portfolio Position Link [top right area]
3. Click each Ticker Symbol [+] sign to view the performance of each investment.

Netbenefits Health Check [overall performance]
1. Login to https://netbenefits.fidelity.com/NBLogin
2. Click Quick Links–>Transaction History–>Summary-Year to Date Change
3. Click Quick Links–>Transaction History–>Investments–>Performance & Research