Time Personality = Financial Health

TimePersonality-FinancialHealth-Study.pdf
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Time Personality and Financial Health
    1. A high degree of financial acumen is not a strong predictor of financial health People who perceive themselves as financially literate do not necessarily show a higher degree of financial health
    2. There is a high degree of correlation between a person’s approach to time and their financial health
    3. People who are past oriented (score high on past positive or past negative) are more likely to be financially healthy
    4. People who are excessively present oriented are likely to be financially sick
    5. People who are focused on the future have a high self-perception of financial literacy, but not necessarily a higher degree of financial health.
    6. Millennials think they are less financially literate, but demonstrate better financial health than baby boomers
    7. People in the UK had the highest percentage of financially healthy individuals

blindcaveman version:
    1. Don’t trust your own keen financial insight alone.
    2. Time management = positive financial health. Manage your time = manage your finances.
    3. Learning from past mistakes = positive financial health.
    4. Present oriented = negative financial health.
    5. Future oriented =/ not so positive financial health.
    6. If your date of birth is 1980 or >, you think you are less financially literate but demonstrate better financial health.
    7. People in the US =/ not so positive financial health.